Find a layaway applicable product
Start a layaway from any product page or with items in your cart
Make a down payment
This is required to initiate your agreement, and includes service fee
Make payments every 2 weeks
Online or at any in-store register with cash, check, or debit/credit
Pickup your items
Once your last payment is made, or schedule your pickup online
Program Details

Offer valid only on new SearsKmart Layaway contracts. No down payment required at contract initiation in-store; one penny down required online. All fees nonrefundable. Service and cancellation fees apply. No cancellation fee in OH. Requires biweekly payments. Total Layaway contract amount spread over 4 biweekly payments for an 8 week contract or 6 biweekly payments for a 12 week contract. MD, DC and online offer 8 week contracts only. 12 weeks Layaway option available in-store only for purchases of $400 or more. Not available at all stores. Exclusions apply, see store for details.
Cancellation fee applies except where prohibited by law, in which case the payment would be less than that amount. See stores for state specific fee limitations. Down payment includes $5 Service Fee for an 8-week contract and a $10 Service Fee for a 12-week contract. No partial cancellations are permitted. Cancellations can be made only in the store where you opened your contract.